Hello,
I’m reaching out to share a brief 8-minute video from my colleague, Kyle Kyper, CFP®, MBA, summarizing key topics and updates from our April DSF Quarterly Investment Committee meetings.
Please click the link below to hear our perspectives on the markets and economy.
Highlights from the video include:
- Perspectives on energy prices and the evolving situation with Iran
- How AI development is impacting companies and the broader market
- Key economics indicators measuring U.S. economic growth
- A summary of strategic updates to the DSF Model Portfolios.
We hope you find this update helpful and look forward to connecting with you soon.
Warm regards,
Ryan
Ryan M. Franks, CFP®, ChFC®, CLU®
CA Insurance License #0F03577
rfranks@dsfwealthgroup.com
(412) 564-5526 x 6003
http://go.oncehub.com/FinancialPlanningReviewwithRyan
References to artificial intelligence or technological developments are informational in nature and do not imply guaranteed productivity gains or positive investment outcomes.
Video contributions from Kyle J. Kyper, CFP®, MBA, CERTIFIED FINANCIAL PLANNER®; CA Insurance License #4024738. DSF Wealth Management Group, LLC, 1195 Washington Pike, Suite 102, Bridgeville, PA 15017; Registered Representative offering securities through Cetera Wealth Services LLC (doing insurance business in CA as CFGAN Insurance Agency LLC: CA Insurance License #0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. DSF Wealth Management Group LLC is not a subsidiary of nor controlled by Cetera.
Registered Representative offering securities through Cetera Wealth Services LLC, (doing insurance business in CA as CFGAN Insurance Agency LLC: CA Insurance License #0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. DSF Wealth Management Group LLC is not a subsidiary of nor controlled by Cetera. CA Insurance License #0F03577.
The views stated in this letter are not necessarily the opinion of Cetera Wealth Services LLC, and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Past performance does not guarantee future results.
Confidentiality Notice: This email transmission and its attachments, if any, are confidential and intended only for the use of particular persons and entities. They may also be work product and/or protected by the attorney-client privilege or other privileges. Delivery to someone other than the intended recipient(s) shall not be deemed to waive any privilege. Review, distribution, storage, transmittal or other use of the email and any attachment by an unintended recipient is expressly prohibited. If you are not the named addressee (or its agent) or this email has been addressed to you in error, please immediately notify the sender by reply email and permanently delete the email and its attachments.
These views are those of Carson Coaching, not the presenting Representative, the Representative’s Broker/Dealer, or Registered Investment Advisor, and should not be construed as investment advice. This newsletter was prepared by Carson Coaching. Carson Coaching is not affiliated with the named firm or broker/dealer.
Government bonds and Treasury Bills are guaranteed by the U.S. government as to the timely payment of principal and interest and, if held to maturity, offer a fixed rate of return and fixed principal value. However, the value of fund shares is not guaranteed and will fluctuate.
Corporate bonds are considered higher risk than government bonds but normally offer a higher yield and are subject to market, interest rate and credit risk as well as additional risks based on the quality of issuer coupon rate, price, yield, maturity, and redemption features.
All indexes referenced are unmanaged. The volatility of indexes could be materially different from that of a client’s portfolio. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment. You cannot invest directly in an index.
The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. You cannot invest directly in this index.
The Dow Jones Global ex-U.S. Index covers approximately 95% of the market capitalization of the 45 developed and emerging countries included in the Index.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Gold represents the 3:00 p.m. (London time) gold price as reported by the London Bullion Market Association and is expressed in U.S. Dollars per fine troy ounce. The source for gold data is Federal Reserve Bank of St. Louis (FRED), https://fred.stlouisfed.org/series/GOLDPMGBD228NLBM.
The Bloomberg Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998.
The S&P GSCI Gold Index is a sub-index of the S&P GSCI that tracks the performance of COMEX gold futures, offering a, liquid, and tradable benchmark for investing in gold. It is designed to reflect the price movements of gold, often serving as a hedging tool against inflation or economic uncertainty, and is used to measure the return of gold as an asset class.
The DJ Equity All REIT Total Return Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones.
The Dow Jones Industrial Average (DJIA), commonly known as “The Dow,” is an index representing 30 stock of companies maintained and reviewed by the editors of The Wall Street Journal.
The NASDAQ Composite is an unmanaged index of securities traded on the NASDAQ system.
Yahoo! Finance is the source for any reference to the performance of an index between two specific periods.
International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. These risks are often heightened for investments in emerging markets. The risk of loss in trading commodities and futures can be substantial. You should therefore carefully consider whether such trading is suitable for you in light of your financial condition. The high degree of leverage is often obtainable in commodity trading and can work against you as well as for you. The use of leverage can lead to large losses as well as gains. There is no guarantee a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.
The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee it is accurate or complete. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. Past performance does not guarantee future results. Investing involves risk, including loss of principal. Consult your financial professional before making any investment decision.